Nick Perrett is founder and CEO of wealth-management company Prosper. Prosper was founded to maximise members’ potential wealth. It provides pensions, investments and savings that have clear charges. Its members benefit from zero fee access on 30 index funds from the world's leading asset managers, zero platform fees and zero transaction fees. In the future, it will charge members a fair platform fee and low, fair and transparent fees for any other investment products it thinks represents great value. The business will always be run with a lean team so it can pass on as much value as possible to members. Nick Perrett and Prosper chairman Ricky Knox previously worked together building Tandem Bank. Prosper is backed by the founders of Monzo, Capital One, Admiral and other leaders in financial services.