Money&Co. is a P2P business lending platform that allows individuals who are looking for a better return on their cash to lend to companies that need money to grow. Loans can either be held directly by lenders or through an Innovative Finance ISA, which allows them to receive interest free of tax. Money&Co. has been originating loans for five years and has only had one bad debt to date. The average gross yield across the loan portfolio has been 8.3% and Money&Co. has an annual charge of 1%, giving an average net yield of 7.3%